Compound Interest Calculator

Calculate how a principal amount grows over time with compound interest, based on your chosen compounding frequency.

Inputs

Result

Fill in the fields to see your result.

Formula

Compound interest reinvests interest earned in each compounding period, so growth accelerates over time compared to simple interest.

A = P(1 + r/n)^(nt)

Step-by-step

  1. 1

    Enter the principal

    Type in the initial amount of money invested.

  2. 2

    Enter the annual interest rate

    Type in the yearly interest rate as a percentage.

  3. 3

    Enter the time period

    Type in the number of years the money will grow.

  4. 4

    Choose a compounding frequency

    Select how often interest is added to the balance, from annually to daily.

Examples

$1,000 at 5% for 10 years, monthly compounding

principal
1000
rate
5
time
10
compounds Per Year
12

Future value $1,647.01, total interest earned $647.01

$10,000 at 4% for 5 years, annual compounding

principal
10000
rate
4
time
5
compounds Per Year
1

Future value $12,166.53, total interest earned $2,166.53

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